Baystone Government Finance

Expert financing for communities nationwide

Baystone finances a wide variety of equipment types and assets for communities across America including public and non-profit entities. Any and all capital projects, equipment, and property regarded as essential use will be considered for financing.

Together, we keep communities running.

Public sector and non-profit financing


Vendor Financing

Win more competitive bids

Broker Financing

Expand brokered transactions

Direct Financing

Financing solutions made easy

Experience and Resources

Baystone Government Finance is the government and non-profit lending division of KS StateBank, a full-service, family owned community bank founded in 1969 with more than $2.45 billion in total assets.

We bring more than 30 years of experience in the government financing field, all backed by the resources of KS StateBank. Baystone’s singular focus is financing state and local municipalities, non-profits and tribal loans. We have one of the largest teams in the United States dedicated to this specialty, including financial experts and in-house lawyers.

Clients Served

Water running out of a tap.

Jefferson County Rural Water District #12 in Kansas recently upgraded 7,600 feet of water lines in an infrastructure improvement project funded by Baystone Government Finance. “The new/upgraded line is a main transmission line to supply the entire district with adequate water,” said Denise Eggers, office manager for the water district. “This line upgrade will ensure adequate water supply for current patrons and for future growth.”

Smiling bank employee and customers.

“Republic First National is thankful to work with Baystone Government Finance. Our direct contact Christina Ummel is efficient, accurate, and personable. The brokering process is done with ease and our team has nothing but positive things to say about working with the entire team at Baystone and its parent, KS StateBank.”

F.D. N.Y. Ambulance

The City of New York received $3.35 million in financing provided by Baystone Government Finance to pay for 19 ambulances pressed into service at the height of the city’s response to the COVID-19 pandemic. Working closely with Baystone, Republic First National submitted the bid for the financing.

Latest News and Articles From Baystone Government Finance

GettyImages 920488558 school bus

New Resource Explains Tax-Exempt Equipment Financing for Schools

Public elementary and secondary schools in the United States spend more than $15 billion annually on equipment, vehicles and technology, according to the latest estimates ...
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Tax-Exempt Financing for a New England Town

Public Works Equipment Attained with Municipal Lease The constant need to replace and upgrade large equipment such as snow plows, school buses and fire engines ...
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Mark Skochdopole Blog Picture

Mark Skochdopole Celebrates 20th Anniversary

Congratulations to Mark Skochdopole for his 20th anniversary with our team! Skochdopole is Vice President and Credit Underwriter for Baystone Government Finance, responsible for underwriting ...
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Essential red fire truck

An Essential Decision for State and Local Governments: New vs. Used Equipment

State, local and tribal governments rely on a variety of equipment to deliver essential public services. So do fire districts and other government-related non-profit entities. ...
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Police officer performing his duties with police car in the background.

Master Lease Programs for Government Can Streamline Equipment Financing

What are the benefits of master lease programs? State, local and tribal government officials sometimes ask this question when funding essential equipment and real property ...
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Baystone Government Finance Affiliations

We are active members of finance and government associations that advocate for best industry practices.

Association for Governmental Leasing and Financing Website
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