Baystone Government Finance

Expert financing for communities nationwide

Baystone finances a wide variety of equipment types and assets for communities across America including public and non-profit entities. Any and all capital projects, equipment, and property regarded as essential use will be considered for financing.

Together, we keep communities running.

Public sector and non-profit financing

Services

Vendor Financing

Win more competitive bids

Originator Financing

Expand originated transactions

Direct Financing

Financing solutions made easy

Experience and Resources

Baystone Government Finance is the government and non-profit lending division of KS StateBank, a full-service, family owned community bank founded in 1969 with more than $2.45 billion in total assets.

We bring more than 30 years of experience in the government financing field, all backed by the resources of KS StateBank. Baystone’s singular focus is financing state and local municipalities, non-profits and tribal loans. We have one of the largest teams in the United States dedicated to this specialty, including financial experts and in-house lawyers.

Clients Served

Water running out of a tap.

Jefferson County Rural Water District #12 in Kansas recently upgraded 7,600 feet of water lines in an infrastructure improvement project funded by Baystone Government Finance. “The new/upgraded line is a main transmission line to supply the entire district with adequate water,” said Denise Eggers, office manager for the water district. “This line upgrade will ensure adequate water supply for current patrons and for future growth.”

Smiling bank employee and customers.

“Republic First National is thankful to work with Baystone Government Finance. Our direct contact Christina Ummel is efficient, accurate, and personable. The brokering process is done with ease and our team has nothing but positive things to say about working with the entire team at Baystone and its parent, KS StateBank.”

gettyimages 160189933 170667a

Ms. Ummel,

On behalf of the Fire Department and Fire District, I just wanted to thank you for your time and patience. As we are all volunteers in the Fire Department and Fire District, we also have day jobs that can make it challenging to gather signatures or to quickly access documents. We do appreciate the grace you've extended to us as we navigated through the process.  The equipment you and your organization helped us finance is truly life saving for both the firefighters who will wear them and the citizens we will rush to protect.

We are grateful to Baystone Government Finance! Thanks to you and your crew once again.

Steve Parker, Chief
Hopkinton-Ft. Jackson Fire Department, New York

Latest News and Articles From Baystone Government Finance

iStock 139741809

Federally Recognized Tribes Can Qualify for Tax-Exempt Equipment Financing

Baystone Government Finance funds a variety of equipment and buildings for tribal nations through tax-exempt lease purchase agreements, just as we do for state and ...
Read More →
IMG 20260511 155604 scaled e1778642520216

Evan Howe of Baystone Government Finance Receives AGLF Top Honor

MANHATTAN, KS, May 13, 2026 – Evan Howe of Baystone Government Finance has been honored by the Association for Governmental Leasing and Finance (AGLF) with ...
Read More →
Red dump truck, yellow school buses, and blue semi truck

A truck and bus dealership teams up with Baystone Government Finance to deliver tax-exempt financing for school bus customers

Truck Center Companies (TCC) is a large truck dealership in the Midwest that is also known for its important work equipping schools with buses. The ...
Read More →
LP07 25 Contract

KS StateBank awarded government financing contract with HGACBuy

KS StateBank has been awarded a contract to serve as an authorized supplier for HGACBuy, a national procurement cooperative for local governments and nonprofits that ...
Read More →
iStock 2195957846

Expand equipment sales with state, local and tribal governments through tax-exempt financing

Budget pressures on communities are growing. Here are timely answers for manufacturers and dealers about tax-exempt municipal leases and creative financing options, which can ease ...
Read More →

Baystone Government Finance Affiliations

We are active members of finance and government associations that advocate for best industry practices.

Scroll to Top

Accept Cookies & Privacy Policy

This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Privacy Policy. More Information