Baystone Government Finance

Expert financing for communities nationwide

Baystone finances a wide variety of equipment types and assets for communities across America including public and non-profit entities. Any and all capital projects, equipment, and property regarded as essential use will be considered for financing.

Together, we keep communities running.

Public sector and non-profit financing


Vendor Financing

Win more competitive bids

Broker Financing

Expand brokered transactions

Direct Financing

Financing solutions made easy

Experience and Resources

Baystone Government Finance is the government and non-profit lending division of KS StateBank, a full-service, family owned community bank founded in 1969 with more than $2.45 billion in total assets.

We bring more than 30 years of experience in the government financing field, all backed by the resources of KS StateBank. Baystone’s singular focus is financing state and local municipalities, non-profits and tribal loans. We have one of the largest teams in the United States dedicated to this specialty, including financial experts and in-house lawyers.

Clients Served

Water running out of a tap.

Jefferson County Rural Water District #12 in Kansas recently upgraded 7,600 feet of water lines in an infrastructure improvement project funded by Baystone Government Finance. “The new/upgraded line is a main transmission line to supply the entire district with adequate water,” said Denise Eggers, office manager for the water district. “This line upgrade will ensure adequate water supply for current patrons and for future growth.”

Smiling bank employee and customers.

“Republic First National is thankful to work with Baystone Government Finance. Our direct contact Christina Ummel is efficient, accurate, and personable. The brokering process is done with ease and our team has nothing but positive things to say about working with the entire team at Baystone and its parent, KS StateBank.”

F.D. N.Y. Ambulance

The City of New York received $3.35 million in financing provided by Baystone Government Finance to pay for 19 ambulances pressed into service at the height of the city’s response to the COVID-19 pandemic. Working closely with Baystone, Republic First National submitted the bid for the financing.

Latest News and Articles From Baystone Government Finance

Police officer performing his duties with police car in the background.

Master Lease Programs for Government Can Streamline Equipment Financing

What are the benefits of master lease programs? State, local and tribal government officials sometimes ask this question when funding essential equipment and real property ...
Read More →
Ambulance responding to the scene of an emergency

Vendor Payable Accounts are Helping Municipalities Manage Rising Equipment Prices and Delays

We last wrote about the benefits of vendor payable accounts (VPAs) for state, local and tribal government organizations in 2021. Inflation was top of mind ...
Read More →
Financing essential equipment for communities, two large dump trucks with employees standing in the middle.

Financing Essential Equipment for Communities of All Sizes

Acquiring the equipment needed to provide public services can be a challenge for any locality, given budget constraints and regulatory requirements. That’s why many state, ...
Read More →
Construction worker installing duct ventilation.

Partnership with NEIF Advances Energy-Efficient Projects

In a world economy focused on fighting climate change, the need for energy-efficient homes and buildings is crystal clear. Supporting that mission is the National ...
Read More →
Kids board a school bus.

Tax-Exempt Municipal Leases Fund Urgent Needs For a New School Year

Our Baystone team has been busy this summer helping schools across the nation finance mission-critical equipment and vehicles they need cost-effectively. We’re seeing strong, continuing ...
Read More →

Baystone Government Finance Affiliations

We are active members of finance and government associations that advocate for best industry practices.

Association for Governmental Leasing and Financing Website
Scroll to Top

Accept Cookies & Privacy Policy

This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Privacy Policy. More Information