Baystone Government Finance
Expert financing for communities nationwide
Baystone finances a wide variety of equipment types and assets for communities across America including public and non-profit entities. Any and all capital projects, equipment, and property regarded as essential use will be considered for financing.
We are experts in:
- Financing for state, local and tribal government organizations as well as non-profits.
- Private Label Programs so vendors and brokers can offer Baystone’s tax-exempt financing expertise and documentation under their brand.
- Tax-exempt documentation including state specific contracts.
Flexible affordable financing
Easy process – Fast approvals
Together, we keep communities running.
Services
Experience and Resources
Baystone Government Finance is the government and non-profit lending division of KS StateBank, a full-service, family owned community bank founded in 1969 with more than $2.45 billion in total assets.
We bring more than 30 years of experience in the government financing field, all backed by the resources of KS StateBank. Baystone’s singular focus is financing state and local municipalities, non-profits and tribal loans. We have one of the largest teams in the United States dedicated to this specialty, including financial experts and in-house lawyers.
Clients Served

Jefferson County Rural Water District #12 in Kansas recently upgraded 7,600 feet of water lines in an infrastructure improvement project funded by Baystone Government Finance. “The new/upgraded line is a main transmission line to supply the entire district with adequate water,” said Denise Eggers, office manager for the water district. “This line upgrade will ensure adequate water supply for current patrons and for future growth.”

“Republic First National is thankful to work with Baystone Government Finance. Our direct contact Christina Ummel is efficient, accurate, and personable. The brokering process is done with ease and our team has nothing but positive things to say about working with the entire team at Baystone and its parent, KS StateBank.”

The City of New York received $3.35 million in financing provided by Baystone Government Finance to pay for 19 ambulances pressed into service at the height of the city’s response to the COVID-19 pandemic. Working closely with Baystone, Republic First National submitted the bid for the financing.
Latest News and Articles From Baystone Government Finance

Partnership with NEIF Advances Energy-Efficient Projects
In a world economy focused on fighting climate change, the need for energy-efficient homes and buildings is crystal clear. Supporting that mission is the National …

Tax-Exempt Municipal Leases Fund Urgent Needs For a New School Year
Our Baystone team has been busy this summer helping schools across the nation finance mission-critical equipment and vehicles they need cost-effectively. We’re seeing strong, continuing …

Locking in Rates Today to Offset Rising Costs in Municipal Finance
Inflation and supply chain disruption were top of mind at our booth and other networking venues during the Equipment Leasing & Finance Association (ELFA) Funding …

Kansas District Upgrades Water Lines Now for Future Growth
Keeping the water flowing is the goal of an ambitious project planned this year by the Jefferson County Rural Water District #12, and that’s good …

School Safety Concerns Increase Technology Financing for Remote Learning
Written by: Brad Buhrow How has the pandemic affected equipment acquisitions by school systems across the U.S.? Here at Baystone Government Finance, we’ve seen an …