Baystone Government Finance
Expert financing for communities nationwide
Baystone finances a wide variety of equipment types and assets for communities across America including public and non-profit entities. Any and all capital projects, equipment, and property regarded as essential use will be considered for financing.
We are experts in:
- Financing for state, local and tribal government organizations as well as non-profits.
- Private Label Programs so vendors and equipment finance originators can offer Baystone’s tax-exempt financing expertise and documentation under their brand.
- Tax-exempt documentation including state specific contracts.
Flexible affordable financing
Easy process – Fast approvals
Together, we keep communities running.
Services
Experience and Resources
Baystone Government Finance is the government and non-profit lending division of KS StateBank, a full-service, family owned community bank founded in 1969 with more than $2.45 billion in total assets.
We bring more than 30 years of experience in the government financing field, all backed by the resources of KS StateBank. Baystone’s singular focus is financing state and local municipalities, non-profits and tribal loans. We have one of the largest teams in the United States dedicated to this specialty, including financial experts and in-house lawyers.
Clients Served

Jefferson County Rural Water District #12 in Kansas recently upgraded 7,600 feet of water lines in an infrastructure improvement project funded by Baystone Government Finance. “The new/upgraded line is a main transmission line to supply the entire district with adequate water,” said Denise Eggers, office manager for the water district. “This line upgrade will ensure adequate water supply for current patrons and for future growth.”

“Republic First National is thankful to work with Baystone Government Finance. Our direct contact Christina Ummel is efficient, accurate, and personable. The brokering process is done with ease and our team has nothing but positive things to say about working with the entire team at Baystone and its parent, KS StateBank.”

Ms. Ummel,
On behalf of the Fire Department and Fire District, I just wanted to thank you for your time and patience. As we are all volunteers in the Fire Department and Fire District, we also have day jobs that can make it challenging to gather signatures or to quickly access documents. We do appreciate the grace you've extended to us as we navigated through the process. The equipment you and your organization helped us finance is truly life saving for both the firefighters who will wear them and the citizens we will rush to protect.
We are grateful to Baystone Government Finance! Thanks to you and your crew once again.
Steve Parker, Chief
Hopkinton-Ft. Jackson Fire Department, New York
Latest News and Articles From Baystone Government Finance

Federally Recognized Tribes Can Qualify for Tax-Exempt Equipment Financing

Evan Howe of Baystone Government Finance Receives AGLF Top Honor

A truck and bus dealership teams up with Baystone Government Finance to deliver tax-exempt financing for school bus customers

KS StateBank awarded government financing contract with HGACBuy

